Need dentures or at least partials in front. no insurance?

I am looking for resources, or insurance i can purchase that will cover me in getting either dentures or to get a partial to replace my top and bottom front teeth.


I have no insurance as my job does not offer it, and living in arizona the public aid doesnt cover dental on anyone over 21. I have been in a car accident and have for real problems with my front teeth. Having them replaced would be a huge life saver for me. if anyone knows of any resources please help a sista out :p





my preference would be to get partials to replace my front top teeth at least..

Need dentures or at least partials in front. no insurance?
Have you checked out any dental schools? They do really good work and its usually for half the price. Its something to think about because they do take longer than a practicing dentist you might have to go to something like eight 3 hour appointsments but it is usually worth it with the money you save.
Reply:You have four options with dental.





1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you.





2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a full upper denture in my area is $1252. With insurance you pay $626 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans.





3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - with discount plans you pay around $1125. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health %26amp; dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes... concerning these plans.





4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - with fee for service plans a full upper denture in my area will run as low as $518.





I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo... specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Reply:If the MVA messed up your teeth, you should still be covered by the other drivers insurance company..........





AARP has a great dental plan if you're eligible... you only have to be 50...





If you're younger than that, you may be interested in having the teeth removed and something called a 'flipper' placed there. It's alot less expensive than a traditional partial denture. Then down the road you could get a more permanent one..





Best of Luck~